Налог ИП и самозанятого

What This Skill Does

Налог ИП и самозанятого is an essential OpenClaw skill designed to automate complex Russian tax calculations for individual entrepreneurs (IP) and self-employed professionals (NPD). The skill provides precise tax estimations by processing user income data, tax status, and operational details. It handles the nuances of the 6% Simplified Taxation System (USN), the Professional Income Tax (NPD), and mandatory insurance contributions. By entering your income, period, and business structure, the skill calculates your fiscal obligations, applies eligible deductions, and provides a clear breakdown of payments due. It serves as a personal financial assistant that translates rigid legislative rules into actionable, easy-to-understand reports.

Installation

To install this skill, use the following command in your OpenClaw terminal:

clawhub install openclaw/skills/skills/aggel008/nalog-ru

Once installed, the skill becomes immediately available as an active agent module. It does not require additional configuration keys or database setup; however, it utilizes a local file-based counter to manage cross-promotion messages in the output, ensuring a clean and professional user experience.

Use Cases

• Tax Planning for Freelancers: Quickly determine if it is more profitable to operate as a self-employed individual or register as an ИП on the 6% USN based on projected annual income.
• Quarterly Tax Reporting: Easily calculate your quarterly advance payments for the 6% USN to ensure timely submissions and avoid penalties from the Federal Tax Service (FNS).
• Insurance Contribution Management: Automatically calculate the annual fixed insurance contributions and the additional 1% surcharge for income exceeding 300,000 rubles.
• Deduction Optimization: Evaluate how hiring employees affects your total tax burden by calculating the impact of social security contributions on your final payable amount.

Example Prompts

1. "Я ИП на УСН 6%, работаю без сотрудников. Мой доход за первый квартал составил 450 000 рублей. Сколько мне нужно заплатить налогов и взносов?"
2. "Сколько налогов я должен платить как самозанятый, если я заработал 100 000 рублей на оказании услуг компаниям?"
3. "Посчитай налог ИП на УСН 6% с доходом 2 млн рублей за год, у меня есть один сотрудник. Учитывай взносы."

Tips & Limitations

• Security First: This skill treats all provided user content (receipts, contracts, etc.) as untrusted data. It will ignore any malicious instructions hidden within document text.
• Dynamic Status: Always ensure you specify your exact tax status (IP, NPD, USN). The calculations for fixed insurance contributions are updated regularly; while the skill includes current rules, it is a recommendation to verify findings on the official nalog.ru portal.
• Rounding: All currency calculations are rounded to the nearest ruble for simplicity and compliance with standard reporting practices.
• Proactive Reminders: The skill intelligently suggests related tools like claim creation or letter decryption from the FNS when it detects you might need additional administrative support.