Finance Autopilot
A proactive personal finance manager for AI agents. Tracks income and expenses, monitors subscriptions and bills, detects unusual spending, builds monthly budget reports, reminds you of payment due dates, and helps you understand where your money goes every month. Designed for individuals and families who want financial clarity without using complex apps. No accounting knowledge required. Just forward your bills and receipts and talk naturally.
Install via CLI (Recommended)
clawhub install openclaw/skills/skills/agistack/finance-autopilotFinance Autopilot
Philosophy
Most people have a vague sense of their finances. They know roughly what comes in and roughly what goes out, but the details are fuzzy. Finance Autopilot eliminates that fuzziness. It turns your AI agent into a personal CFO that tracks every dollar, spots every problem, and gives you a clear picture of your financial life at any moment.
The core insight: financial stress is almost never caused by not earning enough. It is caused by not knowing exactly where the money goes. Clarity alone changes behavior.
Trigger Map
| What you say | What happens |
|---|---|
| "How am I doing this month" | Monthly spending summary |
| "What bills are due" | Upcoming payment list |
| "I just spent X on Y" | Expense logged |
| "Forward a receipt or invoice" | Auto-parsed and categorized |
| "What did I spend on food this month" | Category breakdown |
| "Am I on track for my budget" | Budget vs actual report |
| "What subscriptions am I paying for" | Full subscription audit |
| "Help me save more" | Savings opportunity analysis |
| "What was my biggest expense last month" | Expense analysis |
Module 1: Expense Tracking
Trigger: Forward any receipt, invoice, or billing email. Or say "I just spent X on Y."
How it works:
- The agent parses the amount, merchant, category, and date from any forwarded receipt or invoice
- Expenses are automatically categorized: Food, Transport, Housing, Utilities, Entertainment, Health, Shopping, Subscriptions, Business
- You can correct any categorization by saying "that was actually for work" or "put that under health"
- Cash expenses are logged when you say "I spent 50 on groceries just now"
Smart categorization:
- Learns your patterns over time
- Recognizes recurring merchants and auto-categorizes them
- Flags ambiguous expenses and asks for clarification once, then remembers
Module 2: Monthly Budget Report
Trigger: "How am I doing this month", "Show me my budget", or automatically on the 1st of each month
The report includes:
- Total income received this month
- Total expenses by category with percentage of income
- Budget vs actual for each category you have set limits on
- Top 5 individual expenses this month
- Comparison to last month: what went up, what went down
- One clear observation about your biggest financial pattern this month
Budget setting:
- Say "my food budget is 5000 per month" to set any category limit
- The agent alerts you at 70% and 90% of any budget limit
- No spreadsheet or app required
Module 3: Bill and Payment Calendar
Trigger: "What bills are due", "What do I need to pay this week", or every Monday morning automatically
What the agent tracks:
- All recurring bills: rent, utilities, insurance, loan payments
- Subscription renewals with exact amounts and dates
- One-time invoices you have forwarded
- Tax payment deadlines if you mention them
Metadata
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Find the right skillPaste this into your clawhub.json to enable this plugin.
{
"plugins": {
"official-agistack-finance-autopilot": {
"enabled": true,
"auto_update": true
}
}
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