bank-skill

What This Skill Does

The bank-skill provides OpenClaw AI agents with direct integration into the Wise API, enabling automated financial management. It allows your agent to perform routine banking tasks such as monitoring account balances across multiple currencies, initiating money transfers, and retrieving banking details for receiving payments. By centralizing these operations, the skill transforms your AI agent into a virtual treasury assistant capable of handling cross-border financial workflows programmatically.

Installation

To install this skill, run the following command in your terminal: clawhub install openclaw/skills/skills/singularityhacker/bank-skills

Ensure you have your WISE_API_TOKEN configured in your environment variables. If you have multiple accounts, you can optionally set WISE_PROFILE_ID to target a specific profile.

Use Cases

• Automated Invoicing: Agents can check if client payments have arrived in specific currency accounts.
• Vendor Payouts: Automatically trigger transfers when invoices are approved by a human or another process.
• Financial Reporting: Periodically query balances to log financial data into a database or spreadsheet.
• Payment Requests: Dynamically generate banking instructions for clients based on the currency they need to pay in.

Example Prompts

1. "Check my current USD balance and let me know if I have enough to send $500 to the vendor in Europe."
2. "What are the routing and account details for my EUR account? I need to share them with a new client."
3. "Send 200 USD to Sarah Jenkins at account number 9876543210 using my local Wise balance."

Tips & Limitations

• Security: Since this skill handles financial transactions, ensure your WISE_API_TOKEN is stored securely using secret management tools.
• Precision: When sending money, always double-check the recipient's details, especially for USD ACH transfers, which require extra fields like city, state, and zip code to prevent processing delays.
• Reserved Funds: Be aware that the reservedAmount field in balance checks represents funds locked for pending transactions or specific goals, which are not available for immediate withdrawal.