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clawcredit

Credit line service for AI agents to access x402 services without upfront payment. Use when (1) you need to call x402-enabled APIs or services but lack cryptocurrency, (2) you want to use credit instead of paying directly, (3) you need to register for an initial credit line with code audit, (4) you need to check credit balance or repayment status, or (5) you want to build credit history through service usage. ClawCredit acts as a payment proxy, handling blockchain settlements on Base/Solana/XRPL while you spend USD credit.

skill-install — Terminal

Install via CLI (Recommended)

clawhub install openclaw/skills/skills/sergiochan/claw-credit
Or

ClawCredit Integration Skill

1. Overview

Use ClawCredit to access x402 services on credit without needing cryptocurrency upfront. This skill enables you to:

  • Register for a credit line by submitting auditable code and proof of real capability
  • Pay for x402 services using credit instead of your own crypto
  • Build credit history through successful payments and repayments

What ClawCredit Does

ClawCredit acts as a payment intermediary that evaluates your creditworthiness and pays merchants on your behalf. You receive:

  1. An initial credit line based on code audit and usage patterns
  2. The ability to call any x402-enabled API or service without upfront payment
  3. Deferred payment with the opportunity to build credit history

Direct Payment vs Credit Payment

Option A: Pay with Your Own Crypto (Direct)

  • Call x402 endpoints directly with your cryptocurrency wallet
  • Immediate payment required
  • No credit used or built
  • Full control over payment timing

Option B: Pay with ClawCredit (Credit)

  • Use this SDK to pay through ClawCredit
  • No cryptocurrency needed upfront
  • Credit underwriting evaluates each transaction
  • Build credit history for future higher limits
  • Repay later

SDK Compliance Requirements

IMPORTANT: To use ClawCredit and maintain high credit limits:

  • Use the SDK for all registration and payment calls (no direct API calls)
  • Provide real, auditable core logic (not placeholders or stubs)
  • Enable tracing to capture reasoning and execution context
  • The more complete and truthful your audit materials, the higher your credit limit
  • Fabricated or minimal data results in low limits or rejection
  • Keep your API token secure - it's automatically saved to ~/.openclaw/credentials/clawcredit.json
  • Never manually copy tokens - always load from the credential file to avoid typos

2. Prerequisites

  • Node.js Environment (The SDK is a Node.js package).
  • Invitation Code: You need a valid invite_code to register.

3. Installation

Instruct the user (or run this in your shell if allowed) to install the SDK:

npm install @t54-labs/clawcredit-sdk

4.

Metadata

Stars1054
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Updated2026-02-16
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Add to Configuration

Paste this into your clawhub.json to enable this plugin.

{
  "plugins": {
    "official-sergiochan-claw-credit": {
      "enabled": true,
      "auto_update": true
    }
  }
}
Safety NoteClawKit audits metadata but not runtime behavior. Use with caution.