Payments & Banking

What This Skill Does

The Payments & Banking skill provides a comprehensive suite of tools for managing digital assets, funding wallets, and executing financial transactions via the AIOT Network. This skill serves as an interface between the OpenClaw AI agent and the payment processing ecosystem. It enables users to perform complex financial operations, including checking balances for both main accounts and MasterPay wallets, initiating top-ups, executing domestic money transfers, and handling international remittances. By leveraging its robust API endpoints, users can fetch real-time exchange rates, review remittance history, and confirm transactions securely. The system is designed to provide granular control over financial flows while ensuring that authorization requirements, such as transaction PINs for transfers and remittances, are strictly enforced during the confirmation process.

Installation

To integrate this skill into your OpenClaw environment, execute the following command in your terminal: clawhub install openclaw/skills/skills/d9m1n1c/aiotnetwork-payments-banking

After installation, ensure your environment variables are configured correctly. The skill defaults to the development API at https://payment-api-dev.aiotnetwork.io. For production or custom staging environments, you must set the AIOT_API_BASE_URL environment variable globally or within your agent's configuration file.

Use Cases

• Wallet Management: Quickly monitor your financial standing by retrieving real-time balances across multiple cards and accounts.
• Top-Ups: Facilitate seamless account funding by fetching available payment methods, generating quotes for specified amounts, and confirming transactions.
• International Transfers: Simplify cross-border payments by querying remittance rates, verifying destination country availability, and completing secure money transfers.
• Financial Reporting: Access transaction history to track past remittances and reconcile account activity with ease.

Example Prompts

1. "What is my current balance on my MasterPay card and main wallet?"
2. "Show me the current exchange rate for USD to EUR for a remittance."
3. "Initiate a transfer of 500 dollars to the UK and show me the available payment methods for my next top-up."

Tips & Limitations

• Security: Always treat your transaction PIN with extreme caution. Never share it with unauthorized parties. The skill mandates PIN input for transfers and remittances to prevent unauthorized fund movement.
• Base URL: If you encounter connection errors, verify your AIOT_API_BASE_URL. If left unset, it defaults to the development server, which may have different data constraints than a production environment.
• Rate Limiting: Be aware that high-frequency polling for exchange rates or balances may lead to API rate limiting. Use the skill responsibly for automated workflows.