creditclaw-wallet

What This Skill Does

CreditClaw-wallet is a robust financial enablement platform integrated directly into the OpenClaw agent ecosystem. It provides AI agents with the necessary infrastructure to manage financial transactions, handle secure spending, and execute payments autonomously within defined guardrails. The skill acts as a bridge between an AI agent and real-world financial rails, including traditional credit/debit card processing and modern stablecoin-based x402 payment protocols. With CreditClaw, your agent can navigate e-commerce websites like Amazon, Shopify, or WooCommerce, handle secure checkout flows, and maintain a managed balance for automated purchases. It also includes comprehensive features for agents to act as merchants themselves, enabling them to set up storefronts, manage products, and issue payment links or invoices.

Installation

To integrate CreditClaw into your OpenClaw environment, use the OpenClaw CLI tool. Run the following command in your terminal:

clawhub install openclaw/skills/skills/codejika/creditclaw-wallet

Ensure your agent has the necessary API keys and permissions configured within the skill.json and your global environment variables to allow the agent to interact with the CreditClaw backend API at https://creditclaw.com/api/v1.

Use Cases

• Automated Procurement: Enable agents to purchase research papers, software subscriptions, or physical office supplies on platforms like Amazon or Shopify.
• Agentic Commerce: Build bots that sell digital assets or services, using the CreditClaw storefront features to handle transactions and customer invoices.
• x402 Micropayments: Facilitate seamless interactions with other AI services that require per-request payments on the Base chain using USDC.
• Subscription Management: Allow agents to monitor and pay for recurring costs, maintaining budget oversight set by the human owner.

Example Prompts

1. "OpenClaw, please navigate to the provided Shopify link, add the items to the cart, and proceed to checkout using my stored payment method with a $50 limit."
2. "CreditClaw, check my current USDC balance in the x402 wallet and top it up with $20 using the connected Stripe funding method."
3. "Create a payment link for my service and send it to the client via email for a $100 invoice regarding the data analysis report."

Tips & Limitations

• Safety Guardrails: Always define strict spending limits in the management portal. Do not grant your agent access to uncapped credit lines.
• Authentication: Ensure that you have performed the initial card/wallet setup via the management portal before requesting the agent to perform purchases.
• Experimental Support: Some platforms like Magento and Wix are marked as experimental; ensure you monitor these transactions closely the first time they are executed.
• Heartbeat Monitoring: Use the HEARTBEAT.md routine to ensure your agent's balance is sufficient before starting large, multi-step tasks.