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loan-calculator

贷款计算器。等额本息/等额本金计算、方案对比、提前还款分析、贷款能力评估、还款计划表、再融资分析。Loan calculator with equal installment/principal, comparison, prepayment analysis, affordability, schedule.

skill-install — Terminal

Install via CLI (Recommended)

clawhub install openclaw/skills/skills/ckchzh/loan-calculator
Or

loan-calculator

贷款计算器。等额本息/等额本金计算、方案对比、提前还款分析、贷款能力评估、还款计划表、再融资分析。Loan calculator with equal installment/principal, comparison, prepayment analysis, affordability, schedule, refinance.

如何使用

  1. 选择你需要的功能命令
  2. 输入你的具体需求描述
  3. 获取专业的输出结果
  4. 根据需要调整和完善

命令列表

命令功能
calculatecalculate
comparecompare
prepayprepay
affordafford
scheduleschedule
refinancerefinance
helphelp

专业建议

  • calculate 默认使用等额本息(月供固定),加 equal-principal 切换等额本金
  • afford 按月收入的40%计算最大月供,保守安全
  • 等额本息**:每月还款相同,前期利息多,适合收入稳定者
  • 等额本金**:每月递减,总利息少,适合收入较高者
  • 贷款前1/3时间提前还款最划算(利息占比大)

loan-calculator by BytesAgain

💬 Feedback & Feature Requests: https://bytesagain.com/feedback Powered by BytesAgain | bytesagain.com

Examples

# Show help
loan-calculator help

# Run
loan-calculator run

Commands

Run loan-calculator help to see all available commands.

Metadata

Author@ckchzh
Stars3562
Views0
Updated2026-03-29
View Author Profile
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Add to Configuration

Paste this into your clawhub.json to enable this plugin.

{
  "plugins": {
    "official-ckchzh-loan-calculator": {
      "enabled": true,
      "auto_update": true
    }
  }
}
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