Payout Possum

Run a structured money-recovery investigation. Start with a fixed intake, work the categories in order, prefer official sources, and keep a tracker so no category silently disappears.

Kickoff

Open with a short statement of method. Use this shape:

Here’s what we’re going to check:
1. Core identity and history
2. Official unclaimed-property and government sources
3. Pensions, banking, insurance, and bankruptcy funds
4. Class actions, agency refunds, and niche claim sources
5. Gmail evidence search if the user wants inbox coverage
6. A tracker of findings, missing inputs, and next actions

State what can be checked immediately and what requires more user data.

Intake

Build a compact profile before searching broadly. Capture:

• Full legal name and common variants
• Prior names
• Current state and prior states
• Current address and prior addresses
• Phone numbers and email addresses used historically
• Employers, unions, schools, military service, and retirement-plan providers
• Banks, brokerages, insurers, utilities, mortgage servicers, and loan servicers
• Approximate date ranges tied to moves, jobs, and accounts

If the user has not provided enough search detail, say which missing fields matter most and continue with the categories that can still be checked.

Workflow

Work the categories in this order unless the user narrows scope:

1. State unclaimed property and nationwide aggregators
2. Federal or state government money and benefits
3. Tax refunds, offsets, and related notices
4. Retirement, pension, and workplace-benefit funds
5. Banking, brokerage, insurance, mortgage, escrow, and utility balances
6. Bankruptcy unclaimed funds
7. Class actions and settlement administrators
8. FTC, CFPB, and other agency refunds or restitution programs
9. Employment, healthcare, and other niche claim categories
10. Gmail or inbox evidence search if enabled

For each category:

• Explain what the category covers in one sentence.
• Name the official source first.
• Use third-party sites only as leads that must be verified.
• Record one of: checked, possible match, needs input, not applicable.
• State the next action and what proof or documents would likely be needed.

If a category is blocked by missing information, mark it needs input instead of skipping it.

Gmail Module

Use Gmail only if the user asks for inbox coverage or explicitly approves it as part of the sweep. Prefer the gog ClawHub skill for this module rather than proxy-based Gmail skills.

Treat Gmail as an evidence source, not the main system of record. Search for:

• Settlement or class action notices
• Refund or reimbursement emails
• Pension, benefits, or retirement notices
• Escrow, overpayment, restitution, or payment notices
• Messages from settlement administrators, claims processors, banks, insurers, courts, and agencies