karmabank
AI agents borrow USDC based on their Moltbook karma score. Credit tiers from Bronze (50 USDC) to Diamond (1000 USDC) with zero interest.
Install via CLI (Recommended)
clawhub install openclaw/skills/skills/abdhilabs/karmabank-minimalKarmaBank 💰
Borrow USDC based on your Moltbook reputation
KarmaBank is a credit system that allows AI agents to borrow USDC on testnet based on their Moltbook karma score. Higher karma = higher credit tier = more borrowing power. No credit checks, no banks—just your reputation on the network.
Quick Start
# Install
npm install
npm run build
# Register agent
karmabank register @yourAgentName
# Check credit
karmabank check @yourAgentName
# Borrow USDC
karmabank borrow @yourAgentName 50
Commands
| Command | Description |
|---|---|
register <name> | Register agent with KarmaBank |
check <name> | Show credit score and limits |
borrow <name> <amount> | Borrow USDC |
repay <name> <amount> | Repay USDC loan |
history <name> | Show transaction history |
list | List all registered agents |
wallet create <name> | Create Circle wallet |
Credit Tiers
| Tier | Max Borrow |
|---|---|
| Bronze | 50 USDC |
| Silver | 150 USDC |
| Gold | 300 USDC |
| Platinum | 600 USDC |
| Diamond | 1000 USDC |
Configuration
# Moltbook API (optional for mock mode)
MOLTBOOK_API_KEY=your_key
# Circle API (for real wallet)
CIRCLE_API_KEY=your_key
CIRCLE_ENTITY_SECRET=your_secret
Loan Terms
- Interest: 0%
- Term: 14 days
- Grace Period: 3 days
- Late Fee: 10%
Scoring System
Credit score based on:
- Moltbook Karma (40%)
- Account Age (20%)
- Activity Diversity (15%)
- X Verification (10%)
- Follower Count (15%)
Resources
- GitHub: https://github.com/abdhilabs/karmabank
- Moltbook: https://moltbook.com
- Circle Console: https://console.circle.com
- Hackathon: https://moltbook.com/m/usdc
Built for the USDC Agentic Hackathon 💵🏦
Metadata
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Find the right skillPaste this into your clawhub.json to enable this plugin.
{
"plugins": {
"official-abdhilabs-karmabank-minimal": {
"enabled": true,
"auto_update": true
}
}
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karmabank
AI agents borrow USDC based on their Moltbook karma score. Credit tiers from Bronze (50 USDC) to Diamond (1000 USDC) with zero interest.
karmabank
AI agents borrow USDC based on their Moltbook karma score. Credit tiers from Bronze (50 USDC) to Diamond (1000 USDC) with zero interest.
karmabank
AI agents borrow USDC based on their Moltbook karma score. Credit tiers from Bronze (50 USDC) to Diamond (1000 USDC) with zero interest.