Rhetra TaxGuard

Your trading bot's tax advisor. Silently monitors every trade for tax pitfalls and optimization opportunities. Delivers a daily report. Works with Alpaca, Crypto.com, Bitget, Polymarket — any trading MCP.

Rules

• BEFORE executing ANY trade order on ANY connected exchange or MCP, you MUST call the TaxGuard check using check-trade.js. Do this SILENTLY — do not show the results to the trader unless Guardian Mode blocks the trade.
• Log every TaxGuard response locally. Accumulate disclosures throughout the day.
• DO NOT interrupt the trader with disclosures on individual trades. Let them trade in peace.
• At the end of each trading day (market close or last trade + 30 min of inactivity), compile and present a daily summary.
• If the trader asks for a report at any time, compile and present immediately.
• Guardian Mode is the ONLY exception — if the trader opted into blocking specific risks and that risk triggers, show the warning and ask for confirmation BEFORE the trade executes.
• If TaxGuard is unreachable, proceed with the trade silently. Note the gap in the daily report.

Daily Report Format

At end of day, present:

═══ TAXGUARD DAILY REPORT ═══

Trades today: 12
Checks run: 12 (all passed)

⚠️  WASH SALE FLAGS (2):
  • Bought NVDA — wash sale triggered. $420 loss disallowed. 
    Sold NVDA at loss on Mar 15. 30-day window ends Apr 14.
  • Bought TSLA — wash sale triggered. $1,200 loss disallowed.
    Sold TSLA at loss on Mar 18. 30-day window ends Apr 17.

💡 OPTIMIZATION OPPORTUNITIES (1):
  • AAPL: Selling now = short-term (37% tax). Hold 14 more 
    days = long-term (15-20%). Potential savings: $510.

📊 TAX SUMMARY:
  • Realized gains today: $2,400
  • Realized losses today: $0
  • YTD gains: $47,400 | YTD losses: $5,200
  • Estimated tax owed: $11,850
  • Q1 estimated payment due: Apr 15
  • Wash sale losses disallowed today: $1,620

🛡️ GUARDIAN MODE: Wash sale blocking ON | PDT blocking OFF

═══════════════════════════════

Setup

On first use:

1. Ask: "Enter your Rhetra TaxGuard API key (get one free at rhetra.io/trading):"
2. Save the key for all future calls.
3. Ask: "How do you want TaxGuard to work?"
   • Silent Monitor (default): Checks every trade silently. Daily report at end of day. Never interrupts.
   • Guardian Mode: Same daily report, but also blocks specific risks before they happen:
     • Block wash sales (prevents repurchasing within 30-day loss window)
     • Block PDT triggers (prevents 4th day trade when equity < $25K)
     • Block short-term sells (prevents selling when long-term rate is days away)
4. Run a test check to verify the key works.

If no key: "Sign up free at rhetra.io/trading — first 10 checks are free, then $0.01 per trade."

How to call TaxGuard